At Hawk Finance, we understand that timing and transparency are everything. That’s why we’ve built a lending process that’s fast, flexible, and clear from start to finish — tailored to property investors, and professionals who need reliable short-term finance.
Loan Criteria
We offer first-charge bridging loans with terms and rates designed to work with your goals and exit strategy.
Loan Amounts
£250,000 – £2.5 million Average £1 Million
Loan Term
3 to 24 months
Average 18 months
Security
First legal charge only
Loan-to-Value (LTV)
60% to 75%
Our lending is ideal for time-sensitive property purchases, exit finance, auction purchases, or planning-led opportunities.
Your Journey with Hawk – Lending Timeline
We pride ourselves on a smooth, personal lending process with consistent communication throughout.
Broker or Other Introduction
They introduce and summaries the deal, including what the competition has offered.
Client Introduction
After reviewing the client, purpose and amount, a meeting is held with the client and the property viewed.
Initial Due Diligence & Term Sheet
Desktop KYC and due diligence are completed. After which, a term sheet is produced.
Solicitor Instruction
If the term sheet is accepted, HoTs are produced, which, upon signing, instructs solicitors on both sides.
Full Due Diligence & Draft Loan Documentation
Full KYC and due diligence are completed. Draft loan documents are produced, and property due diligence is completed.
Deal Completes
Funds are requested, and the deal is transacted.
Monitoring & Redemption
The borrower is visited monthly or quarterly, and the loan is monitored. Upon final payment, a redemption statement is produced, and the deal is completed.
What Our Clients Say
“A trusted partner for over 20 years – Hawk always deliver.”
“Efficient, agile and transparent. Everything we needed in a lender.”
Why it Works
- Clear Process
- Personal Communication
- Fast Turnaround
- Agility & Flexibility